Brentwood jumbo loans and 2026 loan limits.

Brentwood runs from Wilshire Boulevard north into the Santa Monica Mountains. The San Diego Freeway is its eastern edge, with the Getty Center on the ridge above it. Santa Monica lies to the southwest, across 26th Street, and Pacific Palisades is to the west. San Vicente Boulevard, with coral trees down its center, is the main street, and Sunset Boulevard crosses the neighborhood on its way to the ocean.

South of San Vicente Boulevard the streets are lined with condominium and apartment buildings, mostly low-rise, with some towers along Wilshire Boulevard. Between San Vicente and Sunset boulevards are streets of single-family houses on level lots. North of Sunset the land climbs into canyons, including Mandeville and Kenter, where houses stand on larger, wooded and often sloping lots.

South of Sunset Boulevard, the building as much as the buyer when it is a condominium. North of Sunset, insurance and the appraisal of a hillside lot.

For a condominium, the lender reviews the homeowners association: its budget and reserves, its insurance, the share of units that are rented and any lawsuit. Dues are added to the monthly housing cost. Ask for the association’s documents as soon as you are serious about a unit.

For a house in the canyons, the state’s maps show fire hazard zones, and homeowners insurance there can be slow to arrange. A lender must see a policy before closing. The Palisades fire of January 2025 brought evacuation orders to parts of Brentwood (CAL FIRE’s 2025 incident list is the public record), and insurers have looked harder at these hills since. Hillside houses also take longer to appraise, because lots differ so much.

Brentwood Park is the part of Brentwood between San Vicente Boulevard and Sunset Boulevard, in the western half of the neighborhood toward the Santa Monica line. It was laid out in the early 1900s with wide streets and small landscaped traffic circles, which can still be seen along Bristol Avenue. The Brentwood Country Mart is just past its southwestern corner, at 26th Street and San Vicente Boulevard.

Lots are large and mostly level, and the houses are single-family homes, many set well back from the street behind hedges and mature trees. Styles and ages vary widely, from traditional houses of the 1920s and 1930s to recent construction, and many lots have a guest house, a pool or a tennis court. This is level ground south of the canyons, but check the address on the state’s fire hazard map before you count on easy insurance. The appraisal is the harder part: with large, individual houses there are few close matches, and a lender may order a second appraisal on a larger loan. A guest house with permits is valued, but it does not turn a one-unit property into a two-unit one for the loan limit.

Mandeville Canyon runs north from Sunset Boulevard into the Santa Monica Mountains. Mandeville Canyon Road follows the canyon floor for about five miles and ends without an outlet, so there is one road in and out, with short side streets branching up the slopes. Sullivan Canyon lies over Westridge to the west, and Canyonback Ridge rises on the east side.

Homes range from houses on level, wooded lots along the canyon floor to hillside homes on the upper slopes, and some properties keep horses. Everything here is in a mapped fire hazard zone, and the single access road is something insurers weigh. Expect homeowners insurance to take longer to arrange, sometimes through the California FAIR Plan with a second policy beside it, and get quotes before you write an offer, since a lender will not close without a policy. Appraisals also take longer, because lots differ in size, slope and how far up the canyon they are. Creek-side lots can raise drainage questions. If the property has stables or other outbuildings, tell Sam, because the appraiser will note how the land is used.

Brentwood Glen is a small pocket of streets tucked between Sunset Boulevard to the north, the San Diego Freeway to the east and the Veterans Affairs grounds to the south. Church Lane and Beloit Avenue are among its streets, and it has only a few ways in and out, which keeps it apart from the rest of Brentwood.

The houses are single-family homes on small, regular lots, most of them older one- and two-story houses in traditional styles, and a number have been enlarged or rebuilt. The streets are level and the lots are alike, so the property side of a loan is usually simple, though you should check the address on the state’s fire hazard map. An appraiser compares a house here with other sales in the Glen first, since homes beside the freeway are valued with that in mind. If an older house has an added room, a converted garage or an accessory dwelling unit, permits matter: work without them may not count toward value. As anywhere in Los Angeles County, a loan above the one-unit limit is a jumbo loan.