Privacy
What this site collects, what it does not, and who else is involved. Effective November 11, 2026.
Who runs this site
This site is run by Sam Batayneh (NMLS 332474), a mortgage loan originator at OriginPoint LLC (NMLS 1598647). The site is Sam’s own.
You cannot apply for a loan here. Applications are made on OriginPoint’s site and are covered by OriginPoint’s privacy notice: www.originpoint.com/privacy. That notice, not this page, governs anything you type into an application.
This site is intended for people in the United States.
What this site collects
This site has no forms and no accounts: no contact form, no sign-up and no log-in. It does not ask for your name, your contact details or any financial information.
The mortgage calculator is a tool on the page, not a form that is sent. It works inside your browser: the numbers you type are not sent anywhere, are not saved and are not put in the page’s address.
If you call, text or email Sam, Sam receives what you send Sam, as with any call or message.
Advertising cookie (Adwerx)
Every page of this site loads a small advertising tag from Adwerx, an advertising company (from pixel.adwerx.com). The tag sets a cookie in your browser so that Sam’s ads can be shown to people who have visited this site when they are on other websites and apps.
Through the tag, Adwerx receives your IP address, the pages you view on this site, your browser and device details, and a cookie identifier. That lets Adwerx recognize your browser or device on other websites and apps, and show Sam’s ads there. This site does not give Adwerx your name or contact details: it does not have them.
What Adwerx does with that information, and how long it keeps it, is described in its own policy: Adwerx’s privacy policy.
The Adwerx tag brings in tags from two more companies: Meta (the Facebook pixel, from connect.facebook.net) and MediaMath (from pixel.mathtag.com). Each of them can set its own cookies, and each receives the same kind of information: your IP address, the address of the page you are on, the address of the page you came from, and your browser and device details.
Their own policies describe what they do with it: Meta’s privacy policy and MediaMath’s privacy policy.
How to opt out of the advertising cookies
The ways to opt out:
- Block or clear cookies in your browser’s settings. Blocking third-party cookies stops the advertising cookies described above.
- Use the Digital Advertising Alliance’s opt-out tool: optout.aboutads.info.
- Use the Network Advertising Initiative’s opt-out tool: optout.networkadvertising.org.
The two tools record your choice in the browser you use them in, so repeat it in each browser and on each device.
Opting out stops interest-based ads from the companies you opt out of. It does not stop ads in general: you will still see ads, but they will not be chosen from your visits to sites like this one.
Do Not Track and Global Privacy Control
This site’s own pages set no tracking cookie. The site does not change its behavior in response to a browser’s “Do Not Track” signal: the Adwerx tag loads either way, and the opt-outs above are how to stop it.
Global Privacy Control is different: if your browser sends that signal, this site does not load the Adwerx tag at all. For how Adwerx itself treats these signals, see its policy.
What stays in your browser
If you use the light or dark button at the top of a page, your choice is saved in your browser’s own storage under the name sb-theme, so the site looks the same on your next visit. It is not a cookie, it holds only the word “light” or “dark”, and it is not sent to anyone.
The site itself saves nothing else in your browser and sets no cookie of its own.
Hosting and logs
This site is served by Cloudflare. As with any website, Cloudflare processes standard request logs (your IP address, the time and the page requested) to deliver the site and to protect it. Cloudflare’s privacy policy.
Fonts
The pages load their typefaces from Google Fonts (fonts.googleapis.com and fonts.gstatic.com). To send the font files, Google receives your IP address, your browser and device details and the address of the page that asked for them. Google’s privacy policy.
Adwerx (and, through its tag, Meta and MediaMath), Cloudflare and Google Fonts are the only outside services these pages load anything from.
Videos
The shows play from this site’s own files. There is no outside video player on these pages.
Links to other sites
This site links to OriginPoint, to Sam’s social profiles, to NMLS Consumer Access and to publishers and government agencies. Each of those sites has its own privacy policy, and this page does not cover them.
California residents
This site does not sell personal information for money. The advertising cookie described above may count as “sharing” personal information for cross-context behavioral advertising under California law. To opt out of it, use your browser’s cookie settings or the two opt-out tools listed above.
Global Privacy Control: if your browser sends that signal, this site treats it as an opt-out and does not load the Adwerx tag. The opt-outs above also stop the advertising cookie.
Children
This site is not directed to children, and it does not knowingly collect information from them.
Contact
Questions about this page: [email protected] or (323) 902-1112.
Changes
This page is updated when the site’s practices change. Effective date: .