The economic calendar, report by report.
These are the scheduled U.S. economic reports that mortgage and housing watchers follow: when each one comes out, who publishes it, and where to read it first-hand.
The latest numbers.
The most recent reading of each data point, with the period it covers, when it came out, when the next one is due and a link to the publisher.
Jobs report: payrolls
+165,000 jobs
Unemployment rate
4.1%
("changed little")
Job openings (JOLTS)
7.5 million openings
(rate 4.5%); hires 5.4 million; quits 3.4 million
Consumer Price Index (CPI)
+0.4%
in the month, seasonally adjusted (Sep: +0.6%); less food and energy +0.3%; shelter +0.3%
Producer Price Index (PPI), final demand
+1.3%
in the month; +6.3% over 12 months (unadjusted)
PCE price index
+3.6%
from a year ago (Aug: +3.4%)
GDP (real, annual rate)
+3.4%
advance estimate (Q2: +2.2%)
Retail sales
$745.0 billion
+0.8% from the month before, +6.3% from a year ago (advance estimate)
Source: U.S. Census Bureau
Housing starts
1,221,000
annual rate (Aug revised: 1,288,000)
Source: U.S. Census Bureau
Building permits
1,400,000
annual rate (Aug revised: 1,403,000)
Source: U.S. Census Bureau
New home sales
676,000
annual rate (Aug: 680,000); 8.4 months of supply
Source: U.S. Census Bureau
Federal Reserve meeting (FOMC): last meeting
Oct 27-28, 2026
Source: Federal Reserve
Figures are the publisher’s own, as first released, and can be revised. Checked November 10, 2026.
What’s on the schedule.
In date order. All times are Eastern, with Pacific time in brackets.
Dates checked on November 10, 2026 against each publisher’s own schedule. Publishers can change dates; the publisher’s page is always the final word.
8:30 a.m. ET (5:30 a.m. PT)
Producer Price IndexFor October. Published by the U.S. Bureau of Labor Statistics (BLS).
8:30 a.m. ET (5:30 a.m. PT)
Retail salesFor October. Published by the U.S. Census Bureau.
8:30 a.m. ET (5:30 a.m. PT)
Housing starts and building permitsFor October. Published by the U.S. Census Bureau.
8:30 a.m. ET (5:30 a.m. PT)
GDP, third quarter, and Personal Income and Outlays (the PCE price index)For the third quarter (GDP) and October (PCE). Published by the U.S. Bureau of Economic Analysis (BEA).
10:00 a.m. ET (7:00 a.m. PT)
New home salesFor October. Published by the U.S. Census Bureau.
10:00 a.m. ET (7:00 a.m. PT)
Job openings (JOLTS)For October. Published by the U.S. Bureau of Labor Statistics (BLS).
10:00 a.m. ET (7:00 a.m. PT)
Construction spendingFor October. Published by the U.S. Census Bureau.
8:30 a.m. ET (5:30 a.m. PT)
The jobs report (Employment Situation)For November. Published by the U.S. Bureau of Labor Statistics (BLS).
Federal Reserve meeting (FOMC)Published by the Federal Reserve. This meeting comes with new projections. The statement comes out on Wednesday, December 9 at 2:00 p.m. ET (11:00 a.m. PT).
8:30 a.m. ET (5:30 a.m. PT)
Consumer Price IndexFor November. Published by the U.S. Bureau of Labor Statistics (BLS).
8:30 a.m. ET (5:30 a.m. PT)
Producer Price IndexFor November. Published by the U.S. Bureau of Labor Statistics (BLS).
8:30 a.m. ET (5:30 a.m. PT)
Retail salesFor November. Published by the U.S. Census Bureau.
8:30 a.m. ET (5:30 a.m. PT)
Housing starts and building permitsFor November. Published by the U.S. Census Bureau.
8:30 a.m. ET (5:30 a.m. PT)
GDP, and Personal Income and Outlays (the PCE price index)For the third quarter (GDP) and November (PCE). Published by the U.S. Bureau of Economic Analysis (BEA).
10:00 a.m. ET (7:00 a.m. PT)
New home salesFor November. Published by the U.S. Census Bureau.
Federal Reserve meeting (FOMC)Published by the Federal Reserve.
Three that repeat.
These come out on a regular weekly or daily rhythm, so they are not in the list above.
Initial jobless claims
From the U.S. Department of Labor. It moves a day in some holiday weeks.
Freddie Mac Primary Mortgage Market Survey
A weekly national average from a survey. It is not an offer, and it is not Sam’s or OriginPoint’s rate.
The 10-year Treasury yield
Posted by the U.S. Treasury in its Daily Par Yield Curve Rates.
Every report, one at a time.
One block for each: what it measures, who publishes it, when it usually comes out, why mortgage watchers follow it, and where to read it at the source. They are grouped under jobs, inflation, growth and spending, housing, and rates and the Fed.
No single report decides where mortgage rates go, and nothing on this page is a forecast.
Jobs
How many people are working, how many jobs are open, and how many people are newly out of work.
The jobs report (Employment Situation)
- Latest reading
- Jobs report: payrolls: +165,000 jobs, for Oct 2026, released Nov 6, 2026. Next: . Source: U.S. Bureau of Labor Statistics (BLS).
Unemployment rate: 4.1% ("changed little"), for Oct 2026, released Nov 6, 2026. Next: . Source: U.S. Bureau of Labor Statistics (BLS). - What it measures
- How many jobs employers added or cut in the month, the unemployment rate, and how fast average hourly pay is changing.
- Who publishes it
- U.S. Bureau of Labor Statistics (BLS)
- When it usually comes out
- The first Friday of most months, at 8:30 a.m. ET (5:30 a.m. PT).
- Why mortgage watchers follow it
- It is one of the most closely followed reports of the month. Bond investors read it as a broad sign of how strong the economy is. Mortgage rates tend to follow the bond market, so mortgage watchers follow what bond investors follow.
- Read it at the source
- Employment Situation, BLS · BLS release schedule
Job openings (JOLTS)
- Latest reading
- Job openings (JOLTS): 7.5 million openings (rate 4.5%); hires 5.4 million; quits 3.4 million, for Sep 2026, released Nov 3, 2026. Next: . Source: U.S. Bureau of Labor Statistics (BLS).
- What it measures
- The number of open jobs at the end of the month, along with hires, quits and layoffs. JOLTS stands for the Job Openings and Labor Turnover Survey.
- Who publishes it
- U.S. Bureau of Labor Statistics (BLS)
- When it usually comes out
- Monthly, at 10:00 a.m. ET (7:00 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It shows how much demand there is for workers. The bond market reads it alongside the jobs report.
- Read it at the source
- Job Openings and Labor Turnover Survey, BLS · BLS release schedule
Initial jobless claims
- What it measures
- How many people filed a new claim for unemployment insurance in the past week.
- Who publishes it
- U.S. Department of Labor
- When it usually comes out
- Every Thursday at 8:30 a.m. ET (5:30 a.m. PT). It moves a day in some holiday weeks.
- Why mortgage watchers follow it
- It comes out every week, so it can show a change in layoffs before the monthly reports do.
- Read it at the source
- Weekly claims report, U.S. Department of Labor (PDF)
Publisher schedules: BLS release schedule
Inflation
How fast prices are changing, measured three ways.
Consumer Price Index (CPI)
- Latest reading
- Consumer Price Index (CPI): +0.4% in the month, seasonally adjusted (Sep: +0.6%); less food and energy +0.3%; shelter +0.3%, for Oct 2026, released Nov 10, 2026. Next: . Source: U.S. Bureau of Labor Statistics (BLS).
- What it measures
- The change in the prices households pay for a set basket of goods and services, such as housing, food, gas and medical care.
- Who publishes it
- U.S. Bureau of Labor Statistics (BLS)
- When it usually comes out
- Monthly, at 8:30 a.m. ET (5:30 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- Inflation reduces what a bond’s fixed payments are worth, so bond investors watch it closely. It is also one of the readings the Federal Reserve weighs.
- Read it at the source
- Consumer Price Index, BLS · BLS release schedule
Producer Price Index (PPI)
- Latest reading
- Producer Price Index (PPI), final demand: +1.3% in the month; +6.3% over 12 months (unadjusted), for Sep 2026, released Oct 15, 2026. Next: . Source: U.S. Bureau of Labor Statistics (BLS).
- What it measures
- The change in the prices U.S. producers receive for their goods and services.
- Who publishes it
- U.S. Bureau of Labor Statistics (BLS)
- When it usually comes out
- Monthly, at 8:30 a.m. ET (5:30 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It measures prices earlier in the supply chain, so people read it for a sense of cost pressures that may or may not reach shoppers later.
- Read it at the source
- Producer Price Index, BLS · BLS release schedule
PCE price index (in Personal Income and Outlays)
- Latest reading
- PCE price index: +3.6% from a year ago (Aug: +3.4%), for Sep 2026, released Oct 29, 2026. Next: . Source: U.S. Bureau of Economic Analysis (BEA).
- What it measures
- The change in the prices of what people in the U.S. buy. It is part of BEA’s monthly Personal Income and Outlays report, which also covers income, spending and saving.
- Who publishes it
- U.S. Bureau of Economic Analysis (BEA)
- When it usually comes out
- Monthly, at 8:30 a.m. ET (5:30 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- The Federal Reserve states its inflation goal in terms of this index, so people who follow the Fed follow it closely.
- Read it at the source
- PCE price index, BEA · BEA release schedule
Publisher schedules: BLS release schedule · BEA release schedule
Growth and spending
How fast the economy is growing, and how much households are spending.
Gross domestic product (GDP)
- Latest reading
- GDP (real, annual rate): +3.4% advance estimate (Q2: +2.2%), for Q3 2026, released Oct 29, 2026. Next: . Source: U.S. Bureau of Economic Analysis (BEA).
- What it measures
- The value of the goods and services produced in the U.S., and how fast that total is changing. BEA publishes it for each quarter and updates it as more data comes in.
- Who publishes it
- U.S. Bureau of Economic Analysis (BEA)
- When it usually comes out
- At 8:30 a.m. ET (5:30 a.m. PT), on the dates in BEA’s release schedule.
- Why mortgage watchers follow it
- It is the broadest measure of the economy’s growth. It looks back at a quarter that has already ended, so people read it together with the monthly reports.
- Read it at the source
- Gross Domestic Product, BEA · BEA release schedule
Retail sales
- Latest reading
- Retail sales: $745.0 billion +0.8% from the month before, +6.3% from a year ago (advance estimate), for Sep 2026, released Oct 15, 2026. Next: . Source: U.S. Census Bureau.
- What it measures
- Sales at U.S. stores, online sellers and restaurants in the month.
- Who publishes it
- U.S. Census Bureau
- When it usually comes out
- Monthly, at 8:30 a.m. ET (5:30 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- Household spending is the largest part of the U.S. economy, so this is an early read on how much people are spending.
- Read it at the source
- Monthly retail sales, Census Bureau · Census Bureau economic calendar
Publisher schedules: BEA release schedule · Census Bureau economic calendar
Housing
Homes being built, homes being sold, and what they sell for.
Housing starts and building permits
- Latest reading
- Housing starts: 1,221,000 annual rate (Aug revised: 1,288,000), for Sep 2026, released Oct 20, 2026. Next: . Source: U.S. Census Bureau.
Building permits: 1,400,000 annual rate (Aug revised: 1,403,000), for Sep 2026, released Oct 20, 2026. Next: . Source: U.S. Census Bureau. - What it measures
- How many new homes builders started in the month, and how many permits were issued for homes still to be built.
- Who publishes it
- U.S. Census Bureau
- When it usually comes out
- Monthly, at 8:30 a.m. ET (5:30 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It shows how much new housing is on the way, which is one part of how many homes are for sale.
- Read it at the source
- New Residential Construction, Census Bureau · Census Bureau economic calendar
New home sales
- Latest reading
- New home sales: 676,000 annual rate (Aug: 680,000); 8.4 months of supply, for Sep 2026, released Oct 27, 2026. Next: . Source: U.S. Census Bureau.
- What it measures
- Sales of newly built single-family homes in the month, and how many new homes are for sale.
- Who publishes it
- U.S. Census Bureau
- When it usually comes out
- Monthly, at 10:00 a.m. ET (7:00 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It is a read on demand from buyers of newly built homes.
- Read it at the source
- New Residential Sales, Census Bureau · Census Bureau economic calendar
Existing-home sales
- What it measures
- Completed sales of previously owned homes in the month, with the median sales price and the number of homes for sale.
- Who publishes it
- National Association of REALTORS
- When it usually comes out
- Monthly, at 10:00 a.m. ET (7:00 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- Most homes sold in the U.S. are previously owned, so this is the widest view of the resale market.
- Read it at the source
- Existing-home sales, National Association of REALTORS
FHFA House Price Index
- What it measures
- How the prices of single-family homes are changing, across the country and by region.
- Who publishes it
- Federal Housing Finance Agency (FHFA)
- When it usually comes out
- Monthly. See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It is a government measure of home price trends.
- Read it at the source
- House Price Index, FHFA
S&P CoreLogic Case-Shiller home price indices
- What it measures
- How home prices are changing nationally and in large metro areas, measured by following repeat sales of the same homes.
- Who publishes it
- S&P Dow Jones Indices
- When it usually comes out
- The last Tuesday of most months. See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It is a widely quoted measure of home price trends.
- Read it at the source
- Published by S&P Dow Jones Indices on its own website.
California home sales and median price
- What it measures
- Sales of existing single-family homes in California and the statewide median price, with figures by county and region.
- Who publishes it
- California Association of REALTORS
- When it usually comes out
- Monthly. See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It is the California view of the resale market that the national reports cover.
- Read it at the source
- Market data, California Association of REALTORS
Construction spending
- What it measures
- The dollar value of construction work done in the U.S. in the month, on homes, other private building and public projects.
- Who publishes it
- U.S. Census Bureau
- When it usually comes out
- Monthly, at 10:00 a.m. ET (7:00 a.m. PT). See the publisher’s schedule for the date.
- Why mortgage watchers follow it
- It shows how much is being spent on building homes, another part of the housing supply picture.
- Read it at the source
- Construction Spending, Census Bureau · Census Bureau economic calendar
Publisher schedules: Census Bureau economic calendar
Rates and the Fed
The Federal Reserve, Treasury yields and the weekly mortgage survey.
Federal Reserve meetings (FOMC)
- Latest reading
- Last meeting Oct 27-28, 2026. Next: . Source: Federal Reserve.
- What it measures
- The Federal Open Market Committee is the group at the Federal Reserve that sets the federal funds rate, the rate banks charge each other for overnight loans. The Fed does not set mortgage rates.
- Who publishes it
- Federal Reserve
- When it usually comes out
- Eight scheduled meetings a year. The dates are on the Fed’s own calendar.
- Why mortgage watchers follow it
- The Fed’s decisions and its wording shape how investors see inflation and growth, and that moves the bond market.
- Read it at the source
- Federal Reserve meeting calendar
10-year Treasury yield
- What it measures
- The yield on 10-year U.S. Treasury notes. The Treasury posts it in its Daily Par Yield Curve Rates.
- Who publishes it
- U.S. Department of the Treasury
- When it usually comes out
- Each business day.
- Why mortgage watchers follow it
- It is the bond market reading that mortgage watchers look at most often. Mortgage rates and the 10-year yield tend to move in the same direction over time, though not in step and not by the same amount.
- Read it at the source
- Daily Par Yield Curve Rates, U.S. Treasury
Treasury auctions
- What it measures
- The U.S. Treasury sells new bills, notes and bonds at scheduled auctions. TreasuryDirect lists the ones coming up.
- Who publishes it
- U.S. Department of the Treasury (TreasuryDirect)
- When it usually comes out
- On a regular schedule through each month. The dates are on TreasuryDirect.
- Why mortgage watchers follow it
- Auction results show how much demand there is for U.S. government debt, which can move Treasury yields.
- Read it at the source
- Upcoming auctions, TreasuryDirect
Freddie Mac Primary Mortgage Market Survey
- What it measures
- A weekly national average of mortgage rates, from Freddie Mac’s survey. It is an average from a survey. It is not an offer, and it is not Sam’s or OriginPoint’s rate.
- Who publishes it
- Freddie Mac
- When it usually comes out
- Thursdays at noon ET (9:00 a.m. PT).
- Why mortgage watchers follow it
- It is a widely quoted weekly benchmark. It looks back at the week that just ended.
- Read it at the source
- Primary Mortgage Market Survey, Freddie Mac
Publisher schedules: Federal Reserve meeting calendar
Where these dates and figures come from.
The short version: from the publisher, or not at all.
- The publisher’s own page only. Dates and figures come from the page of the agency or group that publishes the report, never from a news outlet’s “week ahead” list.
- Every figure is credited. A figure is shown with the name of its publisher, the period it covers and the date it was read.
- Nothing is guessed. If a publisher’s page does not answer, the item is left out.
- No stock tickers or charts. This is a plain list of dates and sources.
- Dates can change. Publishers sometimes move a release, often around a holiday. The publisher’s page is always the final word.
General education only. Each lender sets its own rules, and they change. Nothing here is a promise that a loan will be approved or of any terms. This is not tax, legal or investment advice: for those questions, ask your own CPA, attorney or business manager.
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