Sam’s mortgage rates at OriginPoint
These are the rates published on Sam’s OriginPoint page. Follow the link for the current ones.
The rates
These rates are for Cook County, Illinois, as OriginPoint shows them. Rates for a California home may be different. Ask Sam for the rate for your home.
| Loan type | Rate | APR | Points |
|---|---|---|---|
| 30-year fixed | 7.300% | 7.549% | 0.95 ($4275.00) |
| 15-year fixed | 6.375% | 6.759% | 0.969 ($4360.50) |
| FHA loan | 6.990% | 8.001% | 0.98 ($3589.74) |
| VA loans | 6.675% | 7.245% | 0.975 ($4481.84) |
| Jumbo loans | 6.875% | 7.017% | 0.729 ($9112.50) |
* Rates current as of 11/14/2026 07:58 am, provided by Sam Batayneh, for Cook County, IL, and are subject to change without notice.
Source: Sam Batayneh’s page at OriginPoint.
Copied by this site on November 14, 2026 at 7:58 a.m. Pacific time.
Copied Saturday, November 14, 2026 at 7:58 a.m. Pacific. Lenders may change rates when markets open Monday.
Points are discount points and their dollar cost at closing, as printed on Sam’s OriginPoint page. They are included in the rate and APR shown.
Assumptions
As listed on Sam’s OriginPoint page, word for word.
30 year, 15 year
- Purchase price: $562,500
- Down payment: 20.00%
- First Lien Position
- Primary residence
- 760 FICO Score
- 30 day rate lock
- 80.00% LTV ratio
FHA
- Purchase price: $373,057
- Down payment: 3.50%
- First Lien Position
- Primary residence
- 680 FICO Score
- 30 day rate lock
- 96.50% LTV ratio
Jumbo
- Purchase price: $1,666,667
- Down payment: 25.00%
- First Lien Position
- Primary residence
- 780 FICO Score
- 25 day rate lock
- 75.00% LTV ratio
VA
- Purchase price: $450,000
- Down payment: 0.00%
- First Lien Position
- Primary residence
- 720 FICO Score
- 30 day rate lock
- 100.00% LTV ratio
Rates are shown with the points listed in the Points column (the “1” setting on Sam’s OriginPoint page).
Disclosures
- Rates change daily, sometimes more than once, and are not guaranteed.
- Your own rate depends on your loan, your credit, the property and your rate lock.
- This is not a commitment to lend.
- All loans are subject to credit approval.
From Sam’s OriginPoint page, word for word:
Must meet eligibility assumptions to qualify
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Sam Batayneh, NMLS 332474. OriginPoint, NMLS 1598647. Equal Housing Lender. The state license lines are at the foot of this page. Privacy.